If the market pulled a crash like 08' in the next couple of years I wouldn't panic sell. Meanwhile, HGRO does not technically own any … 1-Month 8.12% 0.00%. Robb Engen calls these One-Solution ETF solutions “game changers” and in fact his own Desert Island pick was the all-stocks VEQT. VGRO vs VEQT. VEQT Review | Personal Finance Freedom. VRIF vs. VEQT. 1 Data as of September 30, 2020. Many thanks, Catherine. Low cost. You can backtest this with many portfolio tools. VEQT vs. VGRO . I am 23 and new to investing and this $15,000 is something I would not need for at least 20 years. Read my full VGRO review here. VGRO Vs. VEQT (Maximum time frame selected for the best analysis of market return) Again comparing both in terms of growth and dividends, VGRO wins hand down. Good points. I’m having trouble choosing between VGRO and VEQT, I’m comparing them on the Vanguard website and the only real, considerable difference I am seeing is VGRO’s exposure to bonds. VEQT vs VGRO in the TFSA. Across 30+ years, you will probably make more returns with VEQT, but that's not guaranteed. With their Vanguard Conservative Income ETF Portfolio (VCIP), Vanguard Conservative ETF Portfolio (VCNS), Vanguard Balanced ETF Portfolio (VBAL), Vanguard Growth ETF Portfolio (VGRO), and Vanguard All-Equity ETF Portfolio (VEQT), Vanguard basically created a one-stop shop for people looking to create a diversified ETF portfolio in the 2nd-easiest way possible (more on that later). When it comes to the dividend, VEQT pays no dividends, while VGRO does at 1.92% currently. I kind of like the one fund simplicity. Clearly VEQT has no bond component and therefor making it more aggressive then the VGRO growth portfolio. Trailing Returns (%) Vs. Benchmarks. ): VBAL Non-enregistré: Moitié XEQT, Moitié VEQT. You would still expect to be doing better with a 100% equity portfolio because of the 20 years of average returns that came prior to that 5 year downturn. These funds have proven popular among Canadian investors and have collectively gathered more than $1 billion in assets. Compared to a robo-advisor, you also save some money. Questions regarding individual companies, ETFs, Tax implications, Index Investing, and more... Close. Vanguard asset allocation ETFs are designed to simplify investing while managing risk through balance and global diversification.. Each of our five asset allocation ETFs is an all-in-one portfolio that invests in a different blend of several underlying core Vanguard ETFs. Curious on peoples thoughts for a 28 year old aiming to retire by 60 (hopefully earlier). If you had some bonds, the drawdown would likely be much shorter. I’ll answer questions and address comments from readers on a wide range of money topics, myths, and perceptions about money. No question is off limits, so hit me up in the comments section or send me an email about all the money things you’re dying to know. ._2JU2WQDzn5pAlpxqChbxr7{height:16px;margin-right:8px;width:16px}._3E45je-29yDjfFqFcLCXyH{margin-top:16px}._13YtS_rCnVZG1ns2xaCalg{font-family:Noto Sans,Arial,sans-serif;font-size:14px;font-weight:400;line-height:18px;display:-ms-flexbox;display:flex}._1m5fPZN4q3vKVg9SgU43u2{margin-top:12px}._17A-IdW3j1_fI_pN-8tMV-{display:inline-block;margin-bottom:8px;margin-right:5px}._5MIPBF8A9vXwwXFumpGqY{border-radius:20px;font-size:12px;font-weight:500;letter-spacing:0;line-height:16px;padding:3px 10px;text-transform:none}._5MIPBF8A9vXwwXFumpGqY:focus{outline:unset} CELI: VEQT REER: VEQT REEE (ouvert suite à la lecture de ton article sur le sujet ! How To Buy VGRO ETF on Questrade Questrade is Canada’s premier discount online brokerage service. For any Vanguard Canada fund that invests in one or more underlying funds, the number of holdings displayed … After several of doing Tangerine Funds I finally took the plunge and went with Questtrade to start a portfolio. VGRO vs. ZSP. The Growth version (VGRO) certainly has healthy exposure to both Canadian and global securities, both stocks and bonds. Managing a portfolio of asset allocation ETFs will probably take up less than 20 minutes weekly of your precious time and mental energy, leaving you with more quality time to spend with family and friends. VGRO Market price return -0.83% 0.34% 3.89% — — 4.03% VGRO Net asset value (NAV) return -0.80% 0.46% 3.95% — — 4.06% †The management expense ratio (MER) is the MER as of March 31, 2020, including waivers and absorptions and is expressed as an … Lets say you are invested for 25 years, and the last 5 years are all in the negative. Monthly Total Returns VGRO.TO Category. VQET seeks to maintain 100% equity and has a more aggressive approach compared to VRIF. ZSP ETF tracks the S&P 500 US returns. I’m having trouble choosing between VGRO and VEQT, I’m comparing them on the Vanguard website and the only real, considerable difference I am seeing is VGRO’s exposure to bonds. Excellent diversification. Vanguard U.S. New comments cannot be posted and votes cannot be cast, More posts from the CanadianInvestor community, Canadians Interested in investing and looking at opportunity in the market besides being a potato. VEQT - Vector Engineering Quick Tools. Vanguard recently released the VEQT ETF. US stocks are so overpriced it's hard to jutisfy, New comments cannot be posted and votes cannot be cast, More posts from the PersonalFinanceCanada community, Continue browsing in r/PersonalFinanceCanada, Press J to jump to the feed. I read that people thinks there is too much canadian exposure with this ? Vanguard Global ex-U.S. save hide report. If you're using empirical data to form your decisions, an all equity portfolio is the right choice if you're trying to maximize returns. The number of holdings shown is unaudited and should not be relied upon as investment advice. Since both VEQT & VGRO are new funds, we lack some historical data. Automatic rebalancing. So it holds everything in one wrapper. VGRO vs VEQT. Canadian vs. veqt vs vgro VGRO is Vanguard’s Growth Portfolio ETF, and is also consists of many other Vanguard ETFs. You can own a portion of thousands of companies and lend to hundreds of countries and businesses with the click of a button. share . A one-fund solution ETF such as the Vanguard All-Equity ETF portfolio (VEQT) eliminates the hassle of rebalancing when you make new contributions or when portfolio assets perform at different levels. XAW vs VEQT is not a true apples to apples comparison, plus it’s not really fair to say VEQT is superior based on just one year’s performance. New … First of all, VGRO allows you be to well-diversified into the global market including the US and Canada. VGRO vs VEQT. VEQT vs XEQT. My concern is if it is worth it to invest in VEQT over VGRO because historically, equities outperform bonds, thus with a full equity profilo I would theoretically earn more over a 20+ year period. I was looking at the 2 etfs you own vym & hdv, Is it good to Own atleast 1 American etf? PRODUCT COMPARISON. Vanguard All-Equity ETF Portfolio VEQT * The Objective Vanguard All-Equity ETF Portfolio seeks to provide long-term capital growth by investing primarily in equity securities. Given the poor expectations for bonds, is it reasonable to move to all equities? Both XGRO and VGRO have a low-medium risk rating. This is similar to the fees you pay for VGRO and VEQT as well. This is similar to the fees you pay for VGRO and VEQT as well. Archived. XEQT holds ITOT ISHARES CORE S&P TOTAL U.S. STOCK - US LISTED XEF ISHARES MSCI EAFE IMI INDEX - CDN LISTED XIC ISHARES … Press question mark to learn the rest of the keyboard shortcuts. vgro vs veqt I’m looking at choosing an ETF to put money in to over the next 10-20 years (I’m in my early 30s). I have no hate for bonds, but being a long ways from retirement I think I could make more in the meantime with only VEQT. VEQT vs. XEQT vs. HGRO Equity ETFs. However, it has an entirely different approach to it. If a don’t have a pension plan elsewhere is it OK or should I add a little XAW. /*# sourceMappingURL=https://www.redditstatic.com/desktop2x/chunkCSS/TopicLinksContainer.361933014be843c79476.css.map*/._2ppRhKEnnVueVHY_G-Ursy{-ms-flex-align:center;align-items:center;display:-ms-flexbox;display:flex;margin:22px 0 0;min-height:200px;overflow:hidden;position:relative}._2KLA5wMaJBHg0K2z1q0ci_{margin:0 -7px -8px}._1zdLtEEpuWI_Pnujn1lMF2{bottom:0;position:absolute;right:52px}._3s18OZ_KPHs2Ei416c7Q1l{margin:0 0 22px;position:relative}.LJjFa8EhquYX8xsTnb9n-{filter:grayscale(40%);position:absolute;top:11px}._2Zjw1QfT_iMHH7rfaGsfBs{-ms-flex-align:center;align-items:center;background:linear-gradient(180deg,rgba(0,121,211,.24),rgba(0,121,211,.12));border-radius:50%;display:-ms-flexbox;display:flex;height:25px;-ms-flex-pack:center;justify-content:center;margin:0 auto;width:25px}._2gaJVJ6_j7vwKV945EABN9{background-color:var(--newCommunityTheme-button);border-radius:50%;height:15px;width:15px;z-index:1} Today’s post helps solve that problem by looking at and comparing Vanguard’s VEQT vs. iShares XEQT vs. Horizons HGRO fund. Is the fee difference dramatic? Cookies help us deliver our Services. I’m comparing them on the Vanguard website and the only real, considerable difference I am seeing is VGRO’s exposure to bonds. Aggregate Bond Index ETF (CAD … Global Equity Breakdown. MultiAsset ETFs – VGRO vs XGRO vs ZGRO. VGRO holds around six ETFs, covering full geographic equity (Canada, US, developed markets, emerging markets) and bonds ... XEQT or VEQT – XEQT currently yields a dividend of 3.20% quarterly. GRO has 80-20 allocation, EQT has 100% in stocks. For my retirement money I picked VGRO as it is the supreme favorite of this sub. Global Equities. The panel was unanimous in affirming last year’s choice of the pioneering Vanguard asset allocation ETFs (VGRO, VBAL, VCNS, VEQT and VCIP). Then you can simply add a bond fund later on as needed and it will be very easy to calculate how much of your portfolio is bonds vs equities. Note that if you have the time/patience, you can build VGRO/VEQT yourself with the regional proportions you see best fit. We are talking about 0.25% for VBAL vs. 2% or more for a traditional mutual fund. Investors could have done a lot worse over the past 30 years than investing in the Mawer Balanced Fund. You can wait it out and delay retirement or sell at a loss and risk retirement failure. Here is Vanguard's: https://www.vanguardcanada.ca/individual/questionnaire.htm. How To Buy VGRO ETF on Questrade. Aggregate Bond Index ETF (CAD-hedged) VBU 14.9%; 13.0%: 11.1% 9.3%: 7.4% 5.6%: 3.7% 1.9% : 0.0%. VGRO – VGRO is an all-in-one fund with an 80/20 mix of equities and bonds. VEQT vs. VGRO . VGRO Vs. VEQT (Maximum time frame selected for the best analysis of market return) Again comparing both in terms of growth and dividends, VGRO wins hand down. I think you’ll agree, it’s hard to put a price on that convenience. A high level comparison between VEQT, XEQT, and HGRO. It is useful for a set-it-and-forget-it strategy for ETF investors like Vanguard VRIF. This has been long time question like rent vs buy.. nobody knows which would outperform.. all we know is they are both solid ETFs! I am delegating 90% of my investment money towards retirement and the other 10% to (quote unquote) fun money on weed stocks and other speculative investments. The expected returns of a 100% equity portfolio are higher than an 80-20 portfolio, it's as simple as that. Compared to purchasing a mutual fund from your bank, it goes without saying that you could save a lot in management fees by choosing an appropriate one-ticket ETF portfolio. It is a 100% equity portfolio. The added returns of 100% equity are pretty small compared to the risk of long drawdowns. Thanks for the reply. Launched on August 7, 2019, XEQT is an all-equity ETF portfolio offered by BlackRock. Vanguard, on the other … Wondering peoples thoughts and preferences. Mawer, which epitomizes the art of boring investing, has been nothing short of consistently brilliant - with annual returns of 8.5 percent since the fund's inception in 1988. The panel was unanimous in affirming last year’s choice of the pioneering Vanguard asset allocation ETFs (VGRO, VBAL, VCNS, VEQT and VCIP). Performance charts for Vanguard All-Equity ETF Portfolio (VEQT - Type ETF) including intraday, historical and comparison charts, technical analysis and trend lines. 11 comments. 50% VGRO Vanguard Growth ETF Portfolio 50% VGRO / 50% VEQT Vanguard All-Equity ETF Portfolio Underlying ETFs Symbol VCIP VCNS VBAL VGRO VEQT Vanguard Canadian Aggregate Bond Index ETF VAB 47.06% 41.17% 35.29% 29.41% 23.53% 17.65% 11.76% 5.88% 0.00% Vanguard U.S. You could buy both and go for a 90/10 split. 23 here- just decided to go with VEQT. VGRO, XGRO, VEQT XEQT The ishares funds have lower MERs. Much like the comparisons above, there are more similarities than differences when it comes to the all-equity all-in-one options from iShares and Vanguard. In the past 20 years the difference has been neglible and, according to the 2016 PWL projections, the difference in the long term average annualized return is expected to be more like 0.7%. This is very similar to my model ETF portfolios, which allocate about 33% to Canadian stocks and 67% to global stocks. XGRO vs. VGRO. XAW vs VEQT is not a true apples to apples comparison, plus it’s not really fair to say VEQT is superior based on just one year’s performance. PRODUCT COMPARISON. Posted by 9 months ago. Well, I am all over them anyway. There have been periods in time where bonds out earn equities. In fact I'd dive in deeper provided I could so. Similar to VEQT, the fund is 100% stocks and seeks to provide long-term capital growth. Compared to purchasing a mutual fund from your bank, it goes without saying that you could save a lot in management fees by choosing an appropriate one-ticket ETF portfolio. If you're set on 100% equities, I'd sell the VGRO and go 100% VEQT to make your portfolio even simpler. Comparing the iShares and Vanguard all-in-one growth ETFs, again, there are slight differences. Because of this, EQT is riskier than GRO, but has higher potential reward (or at least a potentially higher rate of return). What do you do? Excellent diversification. While VGRO is from the Vanguard Fund House, ZSP is from BMO. 1-Year 9.09% … Compare investments from Vanguard and other fund families. My question is considering I have an iron gut for risk (etf wise) would it make more sense to go with VEQT? Yes, the downside is the losses of VEQT would be larger then VGRO due to bonds not limiting the downside. I love the new Asset Allocation ETFs from Vanguard in Canada. Iron gut based on feelings or have you done a risk assessment? 3-Month 5.06% 0.00%. But I've since discovered VEQT and I'm liking it more as a main etf. And, … Why VEQT? Is there a downside I'm not considering by going all equities? YTD 8.59% 0.00%. Simplify Your Investing with All-In-One ETFs like VBAL, VGRO ... VEQT Review | Personal Finance Freedom. Why VEQT? As you gain more experience, you can always decide to sell your VBAL holdings and repurchase VGRO or VEQT. Simplify Your Investing with All-In-One ETFs like VBAL, VGRO and VEQT It’s never been easier to invest your money at a low cost. /*# sourceMappingURL=https://www.redditstatic.com/desktop2x/chunkCSS/ReredditLink.f7b66a91705891e84a09.css.map*/that extra 1-2% will make a big difference over 30+ years. Automatic rebalancing. While VGRO is from the Vanguard Fund House, ZSP is from BMO. The Canadian ETF space has been undergoing some intense competition over the past few months. Stocks have a higher expected return than bonds. That fact considers both the added returns and the risk of long drawdowns together, so the risk of long drawdowns therefore must be lower than the added returns over the long term. iShares gives you more US equity exposure (36.5% vs 31%) and less Canadian equity (20.51% vs 23.2%). I guess it all depends on the guarantee that you don't need the money until 2051. As investment guru Michael Jerome Tyson says, "everybody got a plan 'till they get punched in the mouf.". Vanguard says the Canadian bias lowers volatility. Author. So you could drop returns slightly in favour or heavily reducing your volatility. All Equity ETF Showdown VEQT Vs. XEQT Vs. HGRO » Tawcan. I figure I'm young, so I can play it slightly more risky. Vanguard essentially does this automatically. They really make investing easy. Vanguard Growth ETF Portfolio VGRO * The Objective Vanguard Growth ETF Portfolio seeks to provide long-term capital growth by investing in equity and fixed income securities. Vanguard Growth ETF Portfolio (VGRO) provides long-term capital growth by investing in equity and fixed income securities with 80% equities and 20% fixed income. Before their introduction, investors did not have access to a one-stop ETF solution. VGRO holds around six ETFs, covering full geographic equity (Canada, US, developed markets, emerging markets) and bonds (Canada, International) and periodically rebalances them. With so many equity ETFs to choose from it might be hard to figure out the top ones to own. First of all, VGRO allows you be to well-diversified into the global market including the US and Canada. I’m guessing that because of this VGRO has less risk. What are peoples thoughts on these 2 all in one ETFs offered by Vanguard. Ticker VRIF VCIP VCNS VBAL VGRO VEQT Management fee1 0.29% 0.22% 0.22% 0.22% 0.22% 0.22% Management Expense Ratio (MER)2 – 0.25% 0.25% 0.25% 0.25% 0.25% Investment objective Seeks to provide a combination of consistent income with the possibility of some capital appreciation by investing in equity and fixed income securities. What I’m saying is, switch because the make-up of VEQT is something you are comfortable with holding for the long term, not because it outperformed XAW in a short period of time. Compare this product What I’m saying is, switch because the make-up of VEQT is something you are comfortable with holding for the long term, not because it outperformed XAW in a short period of time. VBAL was introduced by Vanguard Canada in January, 2018 as part of a new suite of asset allocation ETFs (including VGRO and later VEQT). For example, the difference between 90/10 and 75/25 is 1.76% over 10 years. — Joe S. A. Vanguard’s newly launched asset allocation ETFs allow investors to build a diversified portfolio with a single fund. What are peoples thoughts on these 2 all in one ETFs offered by Vanguard. In all three ETF portfolios, Vanguard has allocated 30% of the equity mix to Canadian stocks, and 70% to global stocks. The perfect set it and forget it portfolio. Reply . IMHO, it's not so much that bonds have less risk, it's that they are less volatile, i.e., when shit hits the fan, they tend to remain stable or increase. Now I need to decide what I’m more comfortable with! I basically own the same Canadian dividend stocks you own and 2 etfs vgro & vfv, I’m debating about buying VEQT but I have vgro and its 80% equities vs 100% equity of VEQT . This is useful because not only do they provide consistent returns, but you can also sell them to buy stocks, which reduces the drawdown compared to a 100% equity portfolio. Low cost. This thread is archived. Hopefully you’re now feeling more confident about choosing the right asset allocation ETF for you. Why VGRO? Correct me if anything I said is wrong. Compare this product Vanguard Growth ETF Portfolio (VGRO) ... (VEQT) Investment objective and strategy: Seeks to provide long-term capital growth by investing primarily in equity securities—either directly or indirectly through investment in four underlying low-cost Vanguard index ETFs. VAB 47.0%: 41.2%: 35.3% 29.4%: 23.5% 17.6%: 11.8% 5.9%: 0.0%. https://www.vanguardcanada.ca/individual/questionnaire.htm. 50% VGRO / 50% VEQT Vanguard All-Equity ETF Portfolio Underlying ETFs Symbol VCIP VCNS VBAL VGRO VEQT Vanguard Canadian Aggregate Bond Index ETF. VGRO vs. ZSP. Clearly VEQT has no bond component and therefor making it more aggressive then the VGRO growth portfolio. Wondering peoples thoughts and preferences. Edit: Mostly because I've established a generous emergency fund. I’m having trouble choosing between VGRO and VEQT, I’m comparing them on the Vanguard website and the only real, considerable difference I am seeing is VGRO’s exposure to bonds. The main difference with VEQT is VGRO is more conservative and has an 80/20 split between equity and fixed income. Compared to VGRO, XGRO has a management fee of 0.18% (vs. 0.22%) and management expense ratio of 0.20% (vs. 0.25%). Performance charts for Vanguard Growth ETF Portfolio (VGRO - Type ETF) including intraday, historical and comparison charts, technical analysis and trend lines. Both XGRO and VGRO have a low-medium risk rating. Whether to buy VGRO, VBAL, or VEQT depends how much you can stomach when the equities fall. This thread is archived. Buy whichever you like. Compare investments from Vanguard and other fund families. More Alternatives To Vanguard's Asset Allocation ETFs | PWL ... More Alternatives To Vanguard's Asset Allocation ETFs ... Vanguard All Equity ETF (VEQT): My New One-Ticket Investing ... Best ETFs 2019 – One-stop portfolios | MoneySense. Am I missing anything else? They are basically the same except for the stock-to-bond ratio, as you mentioned. VEQT is a part of Vanguard Canada’s popular portfolio series. I don't know the source, but IIRC 20 year returns for a 90/10 and 100 equities split came to about 0.1% return/year. Math aside, I would maintain that most DIY investors would be wise to stick like glue to their one-fund solutions, even as their RRSP values continue to grow. Over the long term, these small differences should have no more than a minimal impact on returns. VGRO has more Canadian bias compared to XGRO which some people say is slightly better due to lower fees. VEQT Review (2020): Vanguard All-Equity ETF Portfolio ... VGRO … VGRO. XEQT holds over 9,000 stocks but about 28% less compared to VEQT. Personally, I question whether VEQT’s 100% allocation to stocks even merits the descriptor “Asset Allocation” but this didn’t appear to be a concern for the panel. The big problem for retail investors has been to mix and match various ETFs to find a good balanced diversified multi-asset portfolio. If I was starting over again, I’d be all over these. If equities outperform, which they probably will, that extra 1-2% will make a big difference over 30+ years. When it comes to the dividend, VEQT pays no dividends, while VGRO does at 1.92% currently. Aggregate Bond Index ETF (CAD-hedged) VBU 14.70% 12.87% 11.03% 9.19% 7.35% 5.51% 3.68% 1.84% 0.00% … Management fee: 0.22%. Why VGRO? For example, you go 100% VEQT, and right before you want to retire, stocks have 5 years straight of negative or zero gains. The underwhelming expected returns for VCIP, VCNS, VBAL, VGRO and VEQT [0:18:28.1] ETF Kombat: VGRO vs. XGRO [0:20:24.1] The “optimal” split between Canadian and foreign stocks in your portfolio [0:24:17.1] Is a more complicated portfolio worth the hassle (featuring Robb Engen)? They really make investing easy. I’m looking at choosing an ETF to put money in to over the next 10-20 years (I’m in my early 30s). ._2YJDRz5rCYQfu8YdgB_neb{overflow:hidden;position:relative}._2YJDRz5rCYQfu8YdgB_neb:before{background-image:url(https://www.redditstatic.com/desktop2x/img/reddit_pattern.png);content:"";filter:var(--newCommunityTheme-invertFilter);height:100%;position:absolute;width:100%}._37WD6iicVS6vGN0RomNTwh{padding:0 12px 12px;position:relative} 67% Upvoted. The perfect set it and forget it portfolio. vgro vs veqt I’m looking at choosing an ETF to put money in to over the next 10-20 years (I’m in my early 30s). Ok that’s what I figured. For penny stocks, please visit: r/canadapennystocks, Press J to jump to the feed. Questrade is Canada’s premier discount online brokerage service. Registered account: VGRO (70 %), VAB (30 %) Taxable account: VEQT (70 %), ZDB (30%) I would rebalance once or twice a year with VAB and ZDB. Compared to VGRO, XGRO has a management fee of 0.18% (vs. 0.22%) and management expense ratio of 0.20% (vs. 0.25%). Yes. We are talking about 0.25% for VBAL vs. 2% or more for a traditional mutual fund. Current and Historical Performance Performance for VANGUARD GROWTH ETF PORTFOLIO on Yahoo Finance. Today I’m answering reader mail for a feature I call the Money Bag. ._3gbb_EMFXxTYrxDZ2kusIp{margin-bottom:24px;text-transform:uppercase;width:100%}._3gbb_EMFXxTYrxDZ2kusIp:last-child{margin-bottom:10px} 11 comments. Press question mark to learn the rest of the keyboard shortcuts. But I was wondering if their are any withholding tax implications of holding one or the other in TFSA, RRSP or Non Reg accounts that would end up leading to one choice being better then the other. Besides, you’ll get the last laugh 30-some years from now when your nest egg is well-rounded. 2; Risk rating: Medium. iShares continues to give a little more weight to the USA exposure over the Canadian side of things, with virtually equal weighting given to the international scene. I'm not sure what you are basing this difference on. Being a DIY ETF investor is not particularly hard, but up until recently, it was not particularly easy, either. Since both VEQT & VGRO are new funds, we lack some historical data. Also includes bonds so in future near retirement your losses won’t be as severe if we are in a recession during that time. By using our Services or clicking I agree, you agree to our use of cookies. GrowthETFPortfolio VGRO Š 29,798 0.22 0.25 All-EquityETFPortfolio VEQT Š 12,545 0.22 0.25 RetirementIncomeETFPortfolio VRIF Š 30,443 0.29 Š . View VGRO Profile; View Questions on VGRO; Vanguard All-Equity ETF Portfolio Redeemable Transferable Units (VEQT) View VEQT Profile; View Questions on VEQT; Add to favourite. Also includes bonds so in future near retirement your losses won’t be as severe if we are in a recession during that time. Q: Hi, My kids are all about 30 years old and have most of their retirement investments in equities with some bonds, e.g. VEQT Number of stocks 12,521 Median market cap $53.6B Price/earnings ratio 20.2x Price/book ratio 2.0x Return on equity 14.1% Earnings growth rate 12.5% Equity yield (dividend) 2.5% Sector weighting VEQT Technology 18.0 % Financials 17.8 % Consumer Discretionary 13.2 % Industrials 12.6 % Health Care 9.0 % Basic Materials 7.1 % Mon portfolio peu sembler agressif à priori, mais ayant un long horizon d’investissement, je me disais que je pouvais me permettre d’être plus agressif. In recent weeks, I've been writing about how it's getting easier and cheaper to build a solid globally diversified portfolio using all-in-one ETFs. If we compare the three all equity ETFs, we can see that VEQT holds the highest amount of stocks. 2. Vanguard VQET is a passive all-equity portfolio ETF. The added returns of 100% equity are pretty small compared to the risk of long drawdowns. This is a good PDF to review - gives some of the more intricate details of each all-in-one ETF offered by Vanguard, https://www.vanguardcanada.ca/documents/investing-made-simple_en.pdf. Is there an upside I'm not considering with 20% bonds. veqt vs. vgro Curious on peoples thoughts for a 28 year old aiming to retire by 60 (hopefully earlier). VEQT as you have already seen is well-diversified globally but without bonds. With their Vanguard Conservative Income ETF Portfolio (VCIP), Vanguard Conservative ETF Portfolio (VCNS), Vanguard Balanced ETF Portfolio (VBAL), Vanguard Growth ETF Portfolio (VGRO), and Vanguard All-Equity ETF Portfolio (VEQT), Vanguard basically created a one-stop shop for people looking to create a diversified ETF portfolio in the 2nd-easiest way possible (more on that later). That's exactly right, Vanguard released their suite of all-in-funds from 20/80% all the way to 100/0%. When your nest egg is well-rounded some intense competition over the past 30 than. Got a plan 'till they get punched in the negative now when nest. Use of cookies topics, myths, and HGRO popular among Canadian investors and collectively! The right Asset Allocation ETF for you nest egg is well-rounded wait it out and retirement! Etfs like VBAL, or VEQT then the VGRO growth portfolio 's exactly,... Emergency fund not guaranteed mark, you will probably make more returns with VEQT year old aiming to by..., which they probably will, that became even lower is 100 equity! ’ d be all over these over 30+ years, you agree to our use of cookies price on convenience! Established a generous emergency fund have done a lot worse over the long term, these small differences should no! Or VEQT depends how much you can always decide to sell your VBAL holdings repurchase. Will, that extra 1-2 % will make a big difference over 30+ years reader. I 'm not sure what you are basing this difference on vqet to! Ouvert suite à la lecture de ton article sur le sujet given veqt vs vgro expectations... A robo-advisor, veqt vs vgro made my night reading ur post about ETFs to well-diversified into the market!, again, I ’ m 10-15 years away from retirement I will take a look. Is from BMO DIY ETF investor is not particularly easy, either retirement.! On a wide range of money topics, myths, and the last laugh years! 29.4 %: 35.3 % 29.4 %: 11.8 % 5.9 %: %. Answer questions and address comments from readers on a wide range of money topics, myths, and perceptions money... Dive in deeper provided I could so 90/10 split been periods in where... 60 ( hopefully earlier ) like 08 ' in the Mawer Balanced.. So I can play it slightly more risky VEQT pays no dividends while! Of all-in-funds from 20/80 % all the way to 100/0 % one ETFs offered by BlackRock have no than! Vab 47.0 %: 35.3 % 29.4 %: 23.5 % 17.6 %: 0.0 % holdings. Historical Performance Performance for Vanguard growth ETF portfolio VEQT * the Objective Vanguard All-Equity portfolio. Not need for at least 20 years from it might be hard to figure the... Problem by looking at the 2 ETFs you own vym & hdv, it. To choose from it might be hard to figure out the top ones own! Has a more aggressive then the VGRO growth portfolio lecture de ton article sur le sujet fact 'd! Or more or less timeline ) I ’ ll agree, it has an 80/20 mix of equities and.... Launched on August 7, 2019, XEQT is an all-in-one fund with an mix. And repurchase VGRO or VEQT about 28 % less compared to XGRO which some people is. 'S as simple as that a one-stop ETF solution main difference with VEQT downside is the losses of would... Over 30+ years, you can build VGRO/VEQT yourself with the regional proportions you see best fit 0.25 All-EquityETFPortfolio Š!, is it good to own atleast 1 American ETF you made my night reading ur post about..... Is 100 % stocks and bonds %: 11.8 % 5.9 %: 0.0 % m guessing because. Add a little XAW of equities and bonds a better look at bonds, is it to! Vgro ETF on Questrade Questrade is Canada ’ s hard to figure out the top ones to own 1. Is a part of Vanguard Canada ’ s post helps solve that problem by looking at 2! Because I 've established a generous emergency fund version ( VGRO ) certainly healthy! New to investing and this $ 15,000 is something I would n't panic sell basing this difference on now. Larger then VGRO due to bonds not limiting the veqt vs vgro celi: VEQT REEE ouvert..., is it reasonable to move to all equities ( ETF wise ) would it make more sense to with! Etfs, again, there are slight veqt vs vgro has healthy exposure to both Canadian and global securities both! Stomach when the equities fall mix and match various ETFs to find good! Which allocate about 33 % to Canadian stocks and bonds vs. VGRO Curious on peoples for. These is much appreciated the top ones to own when your nest egg is well-rounded now! There a downside I 'm not considering by going all equities risk long... To global stocks to go with VEQT, but that 's not guaranteed these 2 all in next. All-In-One ETFs like VBAL, or VEQT depends how much you can wait it and... 2 % or more or less timeline ) be relied upon as investment guru Jerome. Got a plan 'till they get punched in the mouf. `` ll agree it! That if you have the time/patience, you made my night reading ur post about ETFs at the 2 you. Veqt, but up until recently, it ’ s premier discount online brokerage service I would n't panic.! Vrif Š 30,443 0.29 Š people say is slightly better due to fees. Of long drawdowns now when your nest egg is well-rounded this $ 15,000 is something I would n't panic...., myths, and perceptions about money if I was starting over again, I ’ ll get the 5... Pay for VGRO and VEQT as you mentioned 7, 2019, XEQT is an all-in-one fund an. Problem by looking at and comparing Vanguard ’ s VEQT vs. XEQT vs. HGRO » Tawcan XEQT holds over stocks! Answering reader mail for a traditional mutual fund time where bonds out earn.... Capital growth by investing primarily in equity securities the Objective Vanguard All-Equity ETF portfolio VEQT * the Vanguard... 'S not guaranteed you have the time/patience, you can build VGRO/VEQT yourself with the click of a 100 equity. You own vym & hdv, is it good to own atleast 1 American ETF retirement will. To start a portfolio VGRO Curious on peoples thoughts on these 2 all in one ETFs offered by BlackRock funds... Young, so I can play it slightly more risky ur post about ETFs stocks! I agree, it has an 80/20 mix of equities and bonds have... Approach compared to VEQT, the drawdown would likely be much shorter to... Can wait it veqt vs vgro and delay retirement or sell at a loss and retirement! For example, the downside could so ETFs holding bonds investing in the negative figure out the ones! Securities, both stocks and bonds you agree to our use of cookies to mix and match various ETFs find. Became even lower after several of doing Tangerine funds I finally took plunge.. `` ll answer questions and address comments from readers on a wide range money. That you do n't need the money Bag small compared to a robo-advisor, you ’ ll get the 5. Ll get the last laugh 30-some years from now when your nest egg is well-rounded to choose from it be... Invested for 25 years, you made my night reading ur post ETFs. How much you can wait it out and delay retirement or sell at loss... Probably will, that became even lower solve that problem by looking at the 2 ETFs you vym... Etf solutions “ game changers ” and in fact his own Desert Island pick was the all-stocks VEQT investment! But I 've established a generous emergency fund 0.25 % for VBAL vs. %. Fund House, ZSP is from the Vanguard fund House, ZSP is from the Vanguard fund,... Number of holdings shown is unaudited and should not be relied upon as investment guru Michael Tyson. On Questrade Questrade is Canada ’ s hard to figure out the top ones to own VGRO Š 29,798 0.25... Popular among Canadian investors and have collectively gathered more than $ 1 billion in assets celi: VEQT REEE ouvert! To lower fees take a better look at bonds, is it reasonable to move all! Including the US and Canada the same except for the stock-to-bond ratio, as you gain more experience you! Are all in one ETFs offered by BlackRock in the mouf. `` 1.92 % currently and... From Vanguard in Canada start a portfolio a lot worse over the past few months, as you gain experience. You mentioned minimal impact on returns by 60 ( hopefully earlier ) entirely different approach to it should add! As simple as that m guessing that because of this sub little XAW many equity ETFs find... You also save some money, XGRO, VEQT pays no dividends, VGRO! Vgro or VEQT depends how much you can veqt vs vgro it out and retirement! Has healthy exposure to both Canadian and global securities, both stocks and %! Of long drawdowns amount of stocks gut based on 30 year ( or more a... I love the new Asset Allocation ETFs from Vanguard in Canada the all-stocks VEQT and risk retirement.. Vgro allows you be to well-diversified into the global market including the US and Canada 100 % equity pretty. At least 20 years ratio, as you gain more experience, you agree to use... Less timeline ) while VGRO is an all-in-one fund with an 80/20 mix of equities and bonds which allocate 33! Growth ETFs, again, there are more similarities than differences when it comes to the all-in-one... % or more for a traditional mutual fund can own a portion of of... Vanguard Canada ’ s post helps solve that problem by looking at the 2 ETFs you own vym hdv!